A.P.R. stands for Asses Pounded Regularly

APR is supposed to stand for Annual Percentage Rate, but I'm convinced that it stands for something like Asses Pounded Regularly or Assets Pushed Ragged or Anti-People Rockets... I'm not sure. But the one thing I'm convinced that it doesn't stand for is Annual Percentage Rate.

I understand interest. I also understand usury laws and loansharking, which all credit card companies are expert practitioners of namely Bank of America--they of the 56% APR that I got hit with.

I'm so sick of debt and credit cards. they're a pain in the ass. it's all fixed anyway. Bank of America, VISA, MasterCard... they should be rounded up and shot. They're run by liars, crooks and thieves and satan worshipers. You have to be a satan worshiper to justify gouging people for 21% to 216.66%.

I effin' hate credit card companies. hate them all, no matter how nice or cute their commercials are.

screw 'em all.